Retail demo plan

Retail lives and dies on margin per square metre

This is Harbour Lane Retail — A single-site premium apparel store with a 45% gross margin, six floor staff and a disciplined inventory cycle. It was solved backwards from the target profit below, with Australia statutory tax, GST and payroll on-costs already applied.

6 staff$5.11M annual revenue4% net margin

The plan, solved backwards

Target net profit

$205,000

Revenue required

$1,140,000

Operating costs

$456,000

Payroll base

$372,000

Funding solved

$1,260,000

Net margin

4.3%

What your sector's numbers say

• Retail typically holds a 45% gross margin with wages near 16% of revenue — a point either way is your whole net result.
• Stock turns of about 4.5x a year and 45 creditor days decide your cash position long before profit does.
• Occupancy near 8% of revenue means your rent ceiling is set by your sales floor, not by the landlord's asking price.

Inventory-led margins; watch shrinkage and rostering peaks.

Retail benchmarks applied

Sector gross margin: 45%
Labour benchmark: 16%
Occupancy of revenue: 8%
Debtor days: 5 days
Creditor days: 45 days
Stock turns: 4.5x per year

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Pro unlocks unlimited plans of your own, the investor Print Centre, actual-versus- projected tracking against Xero, MYOB or QuickBooks, the AI Lease Scouter and proposals with e-signature — all built from the same numbers you see here.

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Included in Pro

Everything wired into this demo

Swipe through the features that keep a plan auditable, testable and alive long after the bank says yes.

Chronological Ledger Unpacker

Drill into any headline number and unpack it into the individual entries behind it — add, edit or delete rows and the whole plan re-solves instantly.

Every figure is traceable to a line item, so lenders can audit the plan instead of trusting it.

Live what-if scenario slider

Move your profit goal from −50% to +200% and watch revenue, volume, staffing, tax and funding re-solve in real time.

Stress-testing happens in the same model, not a duplicated spreadsheet tab.

AI Commercial Lease Scouter

Search real commercial premises against your plan's occupancy budget and floor-area needs, then send an AI-drafted agent enquiry.

No other planning tool connects a modelled rent line to actual available premises.

Xero, MYOB & QuickBooks sync

Pull real trading data into the Actual vs Projected view; synced fields lock so your reported numbers can never be edited by hand.

The plan keeps living after launch — it becomes the variance report, not a one-off document.

Inline AI enhancer

Sharpen any narrative field in place — summaries, marketing copy, pitch slides, investor notes — without leaving the page.

Writing assistance is embedded in the document, not a separate chatbot to copy from.

Heal Financial Plan

Auziplan diagnoses imbalance, negative runway and out-of-range benchmarks, then repairs the plan and shows exactly what it changed.

Self-correcting balance sheet: the statements are always internally consistent.

Proposals & e-signature portal

Issue re-equity and investor proposals from your plan numbers and share a private signing link with a legally structured document.

Deal documents are generated from the model, so terms and figures can't disagree.

Cloud auto-save & plan sharing

Every keystroke is saved to the cloud, versioned per plan and shareable with an accountant, partner or lender by link.

Collaboration without emailing spreadsheet versions around.

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