Free tools
Runway and debt serviceability, calculated live
Both calculators run in your browser as you type. When you are ready, the figures carry straight into your first plan so the workspace opens with your own numbers rather than a blank form.
Startup runway calculator
Runway
10.0 months
Net burn of 12,000 per month against 120,000 of cash.
DSCR calculator
Debt service coverage ratio
1.85×
Comfortable headroom — most lenders look for 1.25× or better.
Turn this into a full model
A runway figure is one number. The plan builder derives the income statement, balance sheet and cash flow together, applies your country's corporate tax and payroll levies, and benchmarks the cost stack against your industry.
Build the full plan