Free tools

Runway and debt serviceability, calculated live

Both calculators run in your browser as you type. When you are ready, the figures carry straight into your first plan so the workspace opens with your own numbers rather than a blank form. A free account is all that takes — no card, and your first plan is included.

Startup runway calculator

Runway

10.0 months

Net burn of $12,000 per month against $120,000 of cash.

Carry these figures into a plan

DSCR calculator

Debt service coverage ratio

1.85×

Comfortable headroom — most lenders look for 1.25× or better.

Carry these figures into a plan

Reverse Business Model Engine

Prefer to start from the profit you want? Set your target, margins and unit price, and the required revenue and sales velocity solve themselves live.

Open the reverse engine

Turn this into a full model

A runway figure is one number. The plan builder derives the income statement, balance sheet and cash flow together, applies your country's corporate tax and payroll levies, and benchmarks the cost stack against your industry.

Build the full plan