What belongs in a bank-ready plan dossier
A checklist of the documents lenders and investors expect, and how to assemble them without a week of copy-paste.
By The Auziplan team
Applications stall on missing paperwork far more often than on weak numbers. This is the set that clears most desks.
- Executive summary — one page, the ask and the use of funds up top
- Assumptions register — every rate and benchmark, with its source
- P&L, balance sheet and cash flow — monthly for year one, yearly thereafter
- KPI scorecard — margin, break-even, interest coverage, runway
- Funding structure — founder cash, debt terms, equity and dilution
- Sensitivity analysis — the stressed case, shown voluntarily
- Exit or repayment narrative — how the money comes back
Assemble, don't retype
Auziplan's Print Centre compiles the selected documents into one continuous, paginated dossier with your logo, a cover page and a consistent theme — every figure pulled live from the plan, so nothing goes stale between drafts.
Sources and further reading
- 1.Write your business plan
US Small Business Administration
Baseline document set expected by lenders and grant assessors.
- 2.How to write a business plan
business.gov.au
- 3.Write a business plan
GOV.UK
- 4.Banking Code of Practice
Australian Banking Association
Context for how small-business credit applications are assessed.
External links are provided for verification and point to primary sources. Rates, thresholds and multiples change — check the current figure at the source before relying on it. Auziplan publishes general information, not financial, tax, accounting or legal advice.
